Payment and payout readiness
Review how checkout authorization, wallet credits, order holds, seller releases, refunds, chargebacks, and tax readiness would be approved before launch.
Checkout Authorization
- Cart review keeps item, seller, handoff, service lines, credits, and buyer acknowledgement visible before activation.
- Authorization and capture states should reference order number, item snapshot, seller, handoff method, and support owner.
- Launch needs clear decline, cancel, receipt, retry, refund, and support states at checkout.
Wallet and Credits
- Balance credits model refund credit, trade adjustment, seller service credit, cart application, limits, and review ownership.
- Launch credit rules need expiration, category limits, seller limits, support overrides, and customer-facing history.
- Credit application should appear beside checkout review so buyers understand the remaining balance.
Seller Releases
- Seller finance shows marketplace fees, hub service lines, earnings estimate, reserve status, and payout readiness.
- Launch release controls need seller verification, payout account status, tax profile, refund reserve, and support-visible reasons.
- Statements should separate gross sale, service lines, holds, credits, refund impact, and release timing.
Holds and Escrow
- Open report, missing proof, pickup mismatch, restricted review, seller verification, or chargeback review can pause release.
- Every hold needs a reason, owner, evidence state, next step, customer message, and seller-facing explanation.
- Resolved holds should leave notes for finance, support, seller health, and operator review.
Refunds and Chargebacks
- Returns and reports connect order snapshot, item proof, seller response, shipping proof, hub proof, and appeal path.
- Dispute review should connect provider status, evidence packet, support owner, seller standing, and settlement impact.
- Refund outcomes should update cart credits, seller statement, order timeline, and support history.
- Payment dispute review should show seller hold impact, reserve impact, finance approval, and owner sign-off before any live rule affects money movement.
Tax and Reporting
- Seller tax readiness, service lines, statements, exportable records, audit permissions, and category rules need owner review before launch.
- Finance reporting should separate marketplace fees, hub service revenue, credits, refunds, reserves, and seller releases.
- This demo does not collect card, bank, tax, wallet, address, or private identity details.
Checkout Review
Cart items, handoff choices, credits, fees, and buyer acknowledgement before activation.
Balance & Credits
Credits, refund credit, seller service credit, limits, and review ownership.
Wallet & Split Payments
Stored value, tender order, split limits, refund routing, gift credit, and trade credit.
Seller Finance
Fees, earnings, release readiness, reserves, tax readiness, and seller statements.
Seller Payout Settings
Payout status, release schedule, reserves, holds, statements, and owner approval.
Settlement Ledger
Order value, holds, refund impact, release status, and finance review.
Receipts & Invoices
Buyer receipts, seller statements, tax lines, refund records, and notices.
Tax & Fee Estimate
Buyer total preview, service lines, estimated taxes, credits, statement impact, and owner review.
Shipping Rates
Shipping lines, seller deductions, discount funding, insurance, refunds, and rate exceptions.
Returns Center
Eligibility, evidence, seller response, refund holds, and outcome paths.
Cancellation Requests
Refund impact, fee reversal, seller balance, credits, invoices, and support review.
Dispute Evidence
Order snapshots, delivery proof, refund review, seller holds, chargeback readiness, and finance approval.
Payment Disputes
Evidence packets, buyer notices, seller holds, refund reserves, finance review, and owner approval.
Seller Compliance
Seller eligibility, tax readiness, records, holds, and appeal paths.
Tax & Records
Seller status, order records, statement exports, retention, and owner approval.
Compliance Readiness
Payment posture, seller verification, tax records, consumer protection, and audit trails.
Policy Pack
Payment, refund, seller release, privacy, support, and approval policies in one review path.
Privacy & Data
Payment data boundaries, provider review, retention, and staff access.
Unit Economics
Fee assumptions, credits, refund exposure, seller releases, and support pressure.
Monetization Controls
Billing boundaries, fee disclosures, sponsored placement, seller budgets, and review gates.
Service Activation
Provider approval, identity, notifications, media evidence, carriers, and support staffing.
Operator Console
Route coverage, finance readiness, service gates, and ownership review.
Marketplace Analytics
Demand, liquidity, category health, hub performance, support load, and finance signals.
Current demo state
Payment readiness is shown as review data.
The demo connects checkout review, credits, settlement rows, seller earnings, holds, refund impact, and finance ownership using guided data only.
Future platform state
Launch-ready commerce needs approved services.
Later versions can add provider approval, authorization, capture, refunds, seller release setup, tax reporting, dispute review, reconciliation, audit logs, legal sign-off, and staffed support ownership.